|Title||Research of Chinese Commercial Bank Efficiency Using Data Envelopment Analysis|
【Abstract】 Efficiency is one of the core problems that thedeals with. It is also the goal that commercial banks chase in their business administration. The efficiency of banking is not only in the individual bank’s performance and its competence, but also the reflection of the intrinsic quality of the national economy development. The banking development depends on the efficiency in the long run, rather than the speed. After the entry to WTO, Chinese banking will be confronted with more fierce competitions between native and foreign banks. So it is meaningful in the theory and practice to do some work on the efficiency of Chinese banking and the influencing factors.After the review of some related researches on foreign or native banking, this paper interprets the meaning of the bank efficiency and the approaches applied in the researches, non-parametric or parametric. Data envelopment analysis approach is employed in this paper to estimate the efficiency in Chinese banking. We have estimated the technical efficiency of each bank in 1985~2001,while the labor, net fixed asset and business expanse as inputs, total loan, other and profit are specified as outputs. Then the technical efficiency is decomposed into pure technical efficiency and scale efficiency. The estimation result shows that the efficiency of the whole banking increases gradually and fluctuates at the same time. The efficiency of state-owned banks is lower than that of shareholder-owned banks, which is in coordination with the performance of each kind of banks. The research on the influencing factors is conducted in multivariate regression model, while the DEA technical efficiency estimates are referred as dependent variable. The asset structure, operation competence and earning power have positive correlation coefficient with bank efficiency, while rate of expanse to asset and the state ownership have negative coefficient. The asset scale has negative effect on the efficiency in state-owned banks, while the effect is positive in shareholder-owned banks. Market competition level and level of labor also have positive effect.Based on the above results, some suggestions are made in this paper. The competitive level in banking market,the technical level, and the quality of the labor and asset structure should be improved. Opening of Chinese banking market should be speeded up when the financial supervision is enforced to keep the banking system stable.
|Subject||and stochastic frontier approach, Bank Efficiency, data envelopment analysis,|
How to get this paper's electronic documents?
1, Click the "Buy Now" button to complete the online payment
2, Download the paper's electronic document from the successful payment return page/Or the system will send this paper's electronic document to your E-Mail within 24 hours
|Favorite||ADD TO FAVORITE|
Frequent Buyer Deals!
Buy 4 Get 1 Free
Customer Care Center
Exclusive Order Taking Hotline
- Research on the Community Planning Policy Based on the Construction Theory of Living Spatial Quality System in Urban Community
- Chang’an State Tax Bureau Game Analysis on Tax & Improvement Onlmposition Measure under the Condition of Information Asymmetry
- This thesis contains four chapters. Chapter I. Introduction; Chapter…
- Therapeutic Effect and Mechanism of Acupuncture in Rats with Polycystic Ovarian Syndrome
- The Study and Design of a 4th-Order Sigma-Delta Modulator
- An Empirical Study of Internal Governance of Listed Companies Impacts on Cash Holdings
- Lenin’s thought of “National Self-determination Right” was known as …
- Study on Executive Compensation Stickiness
- Research on Vertical Differentiated Product Pricing Considering Fairness Preference
- Determination of Imidazolium Ionic Liquid Cations by Ion Chromatography
AHP Capital structure China commercial bank Commercial banks core competence corporate governance countermeasure countermeasures credit risk Development Development Strategy economic growth evaluation Factor Analysis FDI Foreign Direct Investment game theory human capital Index system industrial structure Innovation Internal Control Listed companies Listed Company management marketing marketing strategy Model performance Performance evaluation Performance Management Project Management Real Estate research Risk risk management strategy Supply chain Supply chain management sustainable development SWOT analysis system urbanization value chain