Our Country’s land area is large, so there must be a tremendous difference inand financial development between all the regions because of different environment and foundation. Therefore, to our country’s economy, there is a great necessary to study the different economic development between all the regions. This is also the reason for this paper to choose the different development between the regional finance to study.This paper uses the factor analysis method combined with hierarchical clustering method. By choosing the index on the behalf of the level of development of the region, this paper analyses the current situation of the development of economic and finance in Shandong Province. The main index includes17cities’financial related rate, deposit-loan ratio, the per capita deposits per capita gross, the financial sector staff number, etc.Then, we divide Shandong Province into three parts:Jinan city circle, Blue economic zone and the city of southern. Then, we compare and analyses the financial development level in the three areas. Also, we present17cities in Shandong Province by the comprehensive level of financial factor score method.Finally, we put forward the construction of Jinan-Qingdao two financial centers’ idea. Promote the balanced development of the whole economy in our province. According to the actual situation of Shandong Province, we propose the policy and suggestions to accelerate the financial development in Shandong Province, from development point of view.
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