As early as 2005, the proportion of the population aged 65 and above reached 7.6% in China, and China has been into the population aging society. With China’s aging trend, establishing and improving the existing pension system,to develop various pension mode, implementing pension socialization have become serious problems in front of the “old before getting rich” country and government. Meanwhile, with the development of society and the implementation of family planning, the miniaturization of nuclear family households gradually become the main family type in China, which increase the burden of family pension, the traditional home pension patterns are facing huge challenges. Therefore, under the precondition of carrying out the socialization ofwelfare, to attract a variety of forces to set up s to solve pension problems, to use various forms of combination to relief the problem of pension are China’s top priority. Studing this problem and concluding conclusion can from a unique perspective to perfect demography, gerontology, sociology and other related theories, and can offer good experience to set realistic and effective strategies at present and in the future.Xi’an, an important city in the western, also face many problems about pension patterms.Exploreing the s’current operating conditionsmain,problem in Xi’an, then proposeing solutions on the basis of a comprehensive analysis and comparison with some developed cities, can be summed up in Shaanxi Province, or of the entire western region of local experience,and can play greater role in making the s’own contribution to the whole pension system in Shaanxi Province.Based on private pension institutions of xian as the research object, this paper describe the status and role of the private pension institution in China pension system and its importance in Xi’an pension system. According to actual investigation to analysis the existing problems and reasons of the private pension institution in Xi’an, put forward the corresponding countermeasures.This paper is divided into seven chapters. The first chapter is the introduction part, describes the background, topics of theoretical and practical significance, the present research situation of domestic and foreign, this paper’s research methods.The second chapter is defining the related concepts,such as the private pension institution, aging society, and interpretting the theories of this issue, relating to the socialization of welfare theory, active aging, demand hierarchy theory, population aging.The third chapter describes the characteristic of private pension institutions, the necessity and possibility in existence and development, the role and position in China’s Social Security System.The writer think:the private pension institutions in the Social Security System in China has an irreplaceable position and play a pivotal role.The fourth chapter introduces the status about the needs of pension in Xi’an,the mode of pension at presrnt, through the comparison of advantages and disadvantages among home care, community and private pension institution, highlighting the advantages and importance of private pension institutions in Xi’an.The fifth, sixth, seventh chapter is the main body of the article,and also is the most important part of the article. The fifth chapter, from the location,the facilities and equipment and other aspects of private pension institutions Xi’an to introduce the status of private pension institutions,and use several private pension institutions to taking a step forward case to analysis the current status of private pension institutions in Xi’an. The sixth chapter analysis the existing problem and reason in private pension institution of Xi’an from the contradiction between supply and demand, the shortage of capital, lack of scientific, the imperfected legal system other aspects. The seventh chapter from private pension institutions, the government, social and family and old man to put forward corresponding solutions to help private agencies solve all kinds of questions, in order to promote the development of private pension institutions.Studies show that private pension institutions are gradually developping, but it also exists many problems,such as lack of funds, lack of scientific, lagged propaganda and imperfected legal system, etc. The development of the private pension institutions need the effort of institutions themselves, government, society, the elderly and family, and many other aspects.The paper aims to use the research of the problem in the development of private pension institutions in Xi’an to offer inspiration and help for the construction and development of prvite pension institutions in Xi’an,in the western region, even in the country; to alleviate social pension pressure;and to contribute one’s share to tectonic “everyone equal” harmonious society.
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